Risk Insurance
If you or someone you love depends on your income, then you need life insurance. But how do you know which type you need, or how much, or how best to pay for that insurance? In this ebook, we examine the life insurance options available to you so that you can make an informed decision about one of the most important purchases you will ever need to make.
Estate planning is an essential part of any financial plan. And while the principles of estate planning are relatively straightforward, the specifics can be a lot more complicated. This new eBook contains a comprehensive summary of everything a good estate plan should include. Enjoy, share and please do not hesitate to get in touch if there is anything about your estate planning that you would like to discuss.
A family home is a must for anyone who is serious about achieving economic freedom. In this ebook, we look at the ways in which family homes contribute to your economic and social wellbeing, and spend a lot of time discussing practical ways to make home ownership more effective – especially when it comes to helping out other members of your family such as adult children or elderly relatives. Given our commitment to gender equity, we also devote considerable attention to the unique difficulties facing single parents, and especially single mothers.
Buying the right family home is much easier when you manage your finances as effectively as possible. So if you need to talk to someone about how to make the best decisions about your own family home, talk to us.
We hope you enjoy this ebook. Please let us know your thoughts and we look forward to continuing to bring you high quality, practical information that really helps – just like this one.
When it all boils down, financial advisers help people solve problems. What kind of problems? Watch our new video and find out!
Negative gearing is where the income from a geared asset (that is, an asset that is bought using borrowed money) is less than the interest and other holding costs related to that asset.
Please enjoy reading our new ebook written exclusively for doctors. The economics of medicine mean that doctors, more than any other professionals, need to think differently about their financial management. This book shows you how best to approach finances to maximise not only your financial satisfaction, but your personal and professional satisfaction as well.
Debt and its effective management can make all the difference to your financial wellbeing. Almost nobody can get ahead financially without using some debt – even if it is simply a home mortgage that lets you buy the all-important family home. But not all debt is the same. And just as the right kind of debt can make a huge positive difference to your finances, so the wrong kind of debt can be a true millstone around your neck.
This month, we have published a comprehensive ebook on debt and how to manage it as effectively as possible. The ebook shows you how to get the most out of debt while avoiding the common (and not so common) pitfalls that can trip up unwary borrowers. So please read on, and, as always, feel free to get in touch with us to discuss any aspect of your financial management. We would love to hear from you.
Life insurance is a way of insuring your loved ones against the financial consequences of dying too soon. This simple video explains the basic principles of life insurance as we use it here in Australia.
Every business owner should consider using a family trust. Family trusts can be great vehicles through which to run your business, maximizing flexibility – especially with regard to tax and succession planning. They can also be great ways to create and preserve wealth away from your business, providing wonderful protection for you and your loved ones in case something goes wrong financially.
This ebook sets out various practical ways to help you manage your super and your business as successfully as possible.